{"id":7507,"date":"2019-03-18T23:35:12","date_gmt":"2019-03-19T05:35:12","guid":{"rendered":"https:\/\/horizonagency.systems\/horizon\/solutions-2\/"},"modified":"2023-01-01T00:53:11","modified_gmt":"2023-01-01T07:53:11","slug":"solutions","status":"publish","type":"page","link":"https:\/\/horizonagency.systems\/horizon\/solutions\/","title":{"rendered":"Solutions"},"content":{"rendered":"[vc_row type=&#8221;in_container&#8221; full_screen_row_position=&#8221;middle&#8221; scene_position=&#8221;center&#8221; text_color=&#8221;dark&#8221; text_align=&#8221;left&#8221; overlay_strength=&#8221;0.3&#8243; shape_divider_position=&#8221;bottom&#8221;][vc_column column_padding=&#8221;no-extra-padding&#8221; column_padding_position=&#8221;all&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; width=&#8221;1\/1&#8243; tablet_text_alignment=&#8221;default&#8221; phone_text_alignment=&#8221;default&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221;]<div class=\"divider-wrap\"><div style=\"height: 50px;\" class=\"divider\"><\/div><\/div>\r\n    <div class=\"col span_12 section-title text-align-center extra-padding\">\r\n\t\t<h2>Solutions Through Strategy<\/h2><\/div><div class=\"clear\"><\/div>[\/vc_column][\/vc_row][vc_row type=&#8221;in_container&#8221; full_screen_row_position=&#8221;middle&#8221; scene_position=&#8221;center&#8221; text_color=&#8221;dark&#8221; text_align=&#8221;left&#8221; overlay_strength=&#8221;0.3&#8243; shape_divider_position=&#8221;bottom&#8221;][vc_column centered_text=&#8221;true&#8221; column_padding=&#8221;no-extra-padding&#8221; column_padding_position=&#8221;all&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; width=&#8221;1\/1&#8243; tablet_text_alignment=&#8221;default&#8221; phone_text_alignment=&#8221;default&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221;][nectar_single_testimonial testimonial_style=&#8221;basic&#8221; image=&#8221;7821&#8243; quote=&#8221;We put this website together to provide a comprehensive outline of our solutions and an overview of how our system works. We understand you have your own unique needs and objectives so we would love to discuss how we can make a real difference in your agency! Please take a moment to tell us a little bit about you, your agency, and how we can help by clicking the &#8216;Find out more&#8217; button found at the bottom of each page.&#8221; name=&#8221;B. Matthew Labb&#8221; subtitle=&#8221;Business Development Specialist&#8221;]<div class=\"divider-wrap\"><div style=\"height: 50px;\" class=\"divider\"><\/div><\/div>[vc_row_inner column_margin=&#8221;default&#8221; text_align=&#8221;left&#8221;][vc_column_inner column_padding=&#8221;no-extra-padding&#8221; column_padding_position=&#8221;all&#8221; centered_text=&#8221;true&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; width=&#8221;1\/2&#8243; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221;][\/vc_column_inner][vc_column_inner column_padding=&#8221;no-extra-padding&#8221; column_padding_position=&#8221;all&#8221; centered_text=&#8221;true&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; width=&#8221;1\/2&#8243; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221;][\/vc_column_inner][\/vc_row_inner][vc_row_inner column_margin=&#8221;default&#8221; text_align=&#8221;left&#8221;][vc_column_inner column_padding=&#8221;no-extra-padding&#8221; column_padding_position=&#8221;all&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; width=&#8221;1\/2&#8243; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221;][nectar_icon icon_family=&#8221;fontawesome&#8221; icon_style=&#8221;border-animation&#8221; icon_border_thickness=&#8221;1px&#8221; icon_color=&#8221;Extra-Color-1&#8243; icon_padding=&#8221;20px&#8221; icon_fontawesome=&#8221;fa fa-puzzle-piece&#8221; icon_size=&#8221;100&#8243;]\r\n    <div class=\"col span_12 section-title text-align-center extra-padding\">\r\n\t\t<h2>The Problem&#8230;<\/h2><\/div><div class=\"clear\"><\/div>[vc_column_text css_animation=&#8221;fadeIn&#8221;]You can build your agency from scratch with little or no help, and if anyone tells you that you can&#8217;t they are just plain wrong.\u00a0 Although&#8230;\u00a0 It will take years to develop your agency workflows, find the right software, and obtain carrier appointments (or keep them).<\/p>\n<p style=\"text-align: center;\"><strong>Growing a successful insurance agency is hard enough, <\/strong><br \/>\n<strong>so maybe it would be wise to have a little help.<\/strong><\/p>\n<p>There are many organizations like ours that provide access to carriers, though it can be somewhat of a challenging read through their contracts.\u00a0 The fine print is often overlooked until it&#8217;s too late-\u00a0 What happens if it doesn&#8217;t work out?\u00a0 Be wary of things like&#8230;<\/p>\n<ul>\n<li>Non-Competes<\/li>\n<li>Appointment restrictions if you decide to leave<\/li>\n<li>Weak (50% or less) or non-existent profit sharing<\/li>\n<li>No-share in overrides<\/li>\n<li>Your agency is owned by a parent agency<\/li>\n<li>Exit fees or buyout requirements<\/li>\n<li>Vested ownership<\/li>\n<\/ul>\n<p>These often hidden pitfalls and misunderstandings can devastate your\u00a0bottom line if you aren&#8217;t careful.[\/vc_column_text][\/vc_column_inner][vc_column_inner column_padding=&#8221;no-extra-padding&#8221; column_padding_position=&#8221;all&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; width=&#8221;1\/2&#8243; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221;][nectar_icon icon_family=&#8221;fontawesome&#8221; icon_style=&#8221;border-animation&#8221; icon_border_thickness=&#8221;1px&#8221; icon_color=&#8221;Extra-Color-2&#8243; icon_padding=&#8221;20px&#8221; icon_fontawesome=&#8221;fa fa-lightbulb-o&#8221; icon_size=&#8221;100&#8243;]\r\n    <div class=\"col span_12 section-title text-align-center extra-padding\">\r\n\t\t<h2>The Solution&#8230;<\/h2><\/div><div class=\"clear\"><\/div>[vc_column_text css_animation=&#8221;fadeIn&#8221;]We believe that you can achieve your goal of owning and operating a successful insurance agency an easier way.\u00a0 It&#8217;s going to be a lot of work regardless, but we are offering you a leg up by eliminating some of the most common setbacks from the get-go.<\/p>\n<p style=\"text-align: center;\"><strong>Growing a successful insurance agency is a lot easier when you have the essential tools sooner rather than later<\/strong><strong>.<\/strong><\/p>\n<p>We provide immediate access to the most respected and sought after carriers, agency management system, rating engine, and agency web presence all at substantial savings while eliminating the &#8220;gotcha&#8221; found in most contracts.\u00a0 Our solution&#8230;<\/p>\n<ul>\n<li><strong>NO\u00a0<\/strong>Non-Competes<\/li>\n<li><strong>NO\u00a0<\/strong>Appointment restrictions if you leave<\/li>\n<li><strong>75%\u00a0<\/strong>Profit share\u00a0with dedicated carrier access<\/li>\n<li><strong>FULL\u00a0<\/strong>Participation\u00a0in overrides<\/li>\n<li><strong>YOU<\/strong>\u00a0Own your agency<\/li>\n<li><strong>NO\u00a0<\/strong>Exit fees or buyout requirements<\/li>\n<li><strong>NOBODY<\/strong>\u00a0Owns a customer&#8230; Period!<\/li>\n<\/ul>\n<p>To be clear, if you decide to leave, we may be disappointed but we do not interfere.[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row type=&#8221;in_container&#8221; full_screen_row_position=&#8221;middle&#8221; scene_position=&#8221;center&#8221; text_color=&#8221;dark&#8221; text_align=&#8221;left&#8221; overlay_strength=&#8221;0.3&#8243; shape_divider_position=&#8221;bottom&#8221;][vc_column column_padding=&#8221;no-extra-padding&#8221; column_padding_position=&#8221;all&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; width=&#8221;1\/1&#8243; tablet_text_alignment=&#8221;default&#8221; phone_text_alignment=&#8221;default&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221;]<div class=\"divider-wrap\"><div style=\"height: 50px;\" class=\"divider\"><\/div><\/div>\r\n    <div class=\"col span_12 section-title text-align-center extra-padding\">\r\n\t\t<h2>How does Horizon help?<\/h2><p>Hover over the boxes below to find out!<\/p><\/div><div class=\"clear\"><\/div>[\/vc_column][\/vc_row][vc_row type=&#8221;in_container&#8221; full_screen_row_position=&#8221;middle&#8221; mouse_based_parallax_bg=&#8221;true&#8221; scene_position=&#8221;center&#8221; text_color=&#8221;dark&#8221; text_align=&#8221;left&#8221; overlay_strength=&#8221;0.3&#8243; shape_divider_position=&#8221;bottom&#8221; shape_type=&#8221;curve_opacity&#8221;][vc_column column_padding=&#8221;no-extra-padding&#8221; column_padding_position=&#8221;all&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; width=&#8221;1\/2&#8243; tablet_text_alignment=&#8221;default&#8221; phone_text_alignment=&#8221;default&#8221; column_border_width=&#8221;none&#8221; column_border_color=&#8221;#000000&#8243; column_border_style=&#8221;solid&#8221;][nectar_flip_box image_url_1=&#8221;7068&#8243; bg_color=&#8221;#0a0a0a&#8221; text_color=&#8221;light&#8221; icon_color=&#8221;Extra-Color-3&#8243; image_url_2=&#8221;7068&#8243; bg_color_2=&#8221;#000000&#8243; bg_color_overlay_2=&#8221;true&#8221; text_color_2=&#8221;light&#8221; h_text_align=&#8221;center&#8221; v_text_align=&#8221;center&#8221; flip_direction=&#8221;horizontal-to-left&#8221; front_content=&#8221;COMPETITIVE COMMISSIONS&#8221; min_height=&#8221;500&#8243; icon_fontawesome=&#8221;fa fa-money&#8221; icon_size=&#8221;100&#8243;]We have negotiated some of the highest commission rates with our carrier partners.\u00a0 Our goal is to get you directly accessing as many carriers at the best commissions as soon as possible![\/nectar_flip_box][nectar_flip_box image_url_1=&#8221;7071&#8243; bg_color=&#8221;#000000&#8243; text_color=&#8221;light&#8221; icon_color=&#8221;Extra-Color-3&#8243; image_url_2=&#8221;7071&#8243; bg_color_2=&#8221;#000000&#8243; bg_color_overlay_2=&#8221;true&#8221; text_color_2=&#8221;light&#8221; h_text_align=&#8221;center&#8221; v_text_align=&#8221;center&#8221; flip_direction=&#8221;horizontal-to-left&#8221; front_content=&#8221;REALISTIC BONUS PLAN&#8221; min_height=&#8221;500&#8243; icon_fontawesome=&#8221;fa fa-line-chart&#8221; icon_size=&#8221;100&#8243;]At Horizon, once you have dedicated access to a carrier, you are eligible for 75% of the bonuses based on your agency&#8217;s book of business and an acceptable loss ratio.[\/nectar_flip_box][\/vc_column][vc_column column_padding=&#8221;no-extra-padding&#8221; column_padding_position=&#8221;all&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; width=&#8221;1\/2&#8243; tablet_text_alignment=&#8221;default&#8221; phone_text_alignment=&#8221;default&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221;][nectar_flip_box image_url_1=&#8221;7069&#8243; bg_color=&#8221;#000000&#8243; text_color=&#8221;light&#8221; icon_color=&#8221;Extra-Color-3&#8243; image_url_2=&#8221;7069&#8243; bg_color_2=&#8221;#000000&#8243; bg_color_overlay_2=&#8221;true&#8221; text_color_2=&#8221;light&#8221; h_text_align=&#8221;center&#8221; v_text_align=&#8221;center&#8221; flip_direction=&#8221;horizontal-to-left&#8221; front_content=&#8221;IMMEDIATE ACCESS TO CARRIERS&#8221; min_height=&#8221;500&#8243; icon_fontawesome=&#8221;fa fa-arrows-alt&#8221; icon_size=&#8221;100&#8243;]From day one we start the process of getting your access to top carriers set up.\u00a0 During this time our team of dedicated underwriters will assist you in placing business immediately!\u00a0 We help you quote, bind and service so you don&#8217;t have to wait to get started.[\/nectar_flip_box][nectar_flip_box image_url_1=&#8221;7070&#8243; bg_color=&#8221;#0a0202&#8243; text_color=&#8221;light&#8221; icon_color=&#8221;Extra-Color-3&#8243; image_url_2=&#8221;7070&#8243; bg_color_2=&#8221;#000000&#8243; bg_color_overlay_2=&#8221;true&#8221; text_color_2=&#8221;light&#8221; h_text_align=&#8221;center&#8221; v_text_align=&#8221;center&#8221; flip_direction=&#8221;horizontal-to-left&#8221; front_content=&#8221;NO LONG TERM CONTRACTS&#8221; min_height=&#8221;500&#8243; icon_fontawesome=&#8221;fa fa-gavel&#8221; icon_size=&#8221;100&#8243;]We&#8217;re not afraid of commitment, but if you are it&#8217;s okay!\u00a0 Our month-to-month program means that if at any point you want to leave, you may.\u00a0 No non-compete, no carrier restrictions, no blocked customers, and no grief.\u00a0 We don&#8217;t want or anticipate you leaving, but if you must, let&#8217;s stay friends.[\/nectar_flip_box][\/vc_column][\/vc_row][vc_row type=&#8221;in_container&#8221; full_screen_row_position=&#8221;middle&#8221; scene_position=&#8221;center&#8221; 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